Finance

Capital and Finance offer a range of competitive loan products
and services to our clients.

We provide mortgage products, mortgage processing and management services,
personal loan products, commercial loans, as well as equipment finance and leasing.

A Comprehensive Product Range

Capital and Finance offers a range of loan products to suit our clients’ needs.

Mortgages

With access to several funding options, including we offer an extremely diverse
and competitively priced range of mortgage solutions.

This includes, but is not limited to:

  1. Full & Lo Doc products
  2. Variable, fixed and split facilities
  3. Offset facilities on both variable and fixed rate loans
  4. Line of Credit and All-In-One Loan facilities
  5. Bridging and Go Between Finance

The Capital and Finance is a FBAA Accredited Broker
‘Why use a FBAA Accredited Broker’
This short video below explains the benefits of using a FBAA Accredited Broker.

Personal Loans

Our personal loans can be utilised for any worthwhile purpose including
acquiring assets for investment (including future investment) and:

  1. non-investment purposes (e.g. solar panels)
  2. improving existing assets (e.g. home renovations) or
  3. even to assist in maximizing sales potential, of a property, prior to listing
  4. (e.g. by enabling property improvements like landscaping, painting, or structural improvements)

Loans from $3,000 to $37,000 over 5 years are available through our funding lines.

Commercial Loans

Commercial loans are available for owner-occupied or investment purposes
under Full, Lite, and Quick documentation parameters.

Our product range also includes the following parameters / benefits:

  1. Loans up to $5m and 75% LVR.
  2. Principal and interest terms up to 25 years.
  3. Interest only period up to 5 years.
  4. Fixed or variable rate loans, or a combination of both.
  5. No ongoing fees, charges, or annual reviews apply.

Leasing

Folio Leasing provides a comprehensive suite of equipment funding solutions.
We source wholesale funding to package solutions that are industry and business

specific. We can assist you to achieve optimal cash flow and tax effective outcomes
to meet equipment and infrastructure requirements.

Our facilities include:

  1. Operating lease
  2. Finance lease
  3. Specialist industry usage plans (copy cost)
  4. Lease purchase (asset purchase/hire purchase)
  5. Chattel mortgage
  6. Sale & leaseback
  7. Lease contract management

For more information on finance options

that will benefit you contact one of our specialist advisers

Contact Capital and Finance Today

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